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Is NFC no longer wearable? Your Contactless Intelligence Weekly News Review

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Is NFC no longer wearable? Your Contactless Intelligence Weekly News Review
Contactless Intelligence Weekly News Review - Calendar Week 25

Is NFC no longer wearable?

Last week saw the Google I/O event showcase the latest that Google has to offer the Android community. Lots of new bits and pieces and many of them based around showing what you can do in an everyday scenario using just a mobile running Android OS. 

The Google Wallet has not gone out of fashion, I am pleased to see. Not that I would be so cynical to think that Google would lose interest in a product just because it hasn’t gone gangbusters by now. Perish the thought! No, instead, Google has brought out new features for payment and e-commerce providers, including a ‘save-to-wallet’ feature on their app to enable customers to store offers in their Google Wallet account. The inclusion of geofencing means that customers will be prompted to one of their digital cards when in specific stores and a split tender option lets users pay for part of a purchase with their Google Wallet balance and the rest by credit or debit card. “‘Save card to Google’ allows you to store loyalty cards, but not only loyalty cards, also coupons and discounts and bonuses,” explained Magnus Hyttsten, a Developer Advocate at Google, “If we tie that together with context and location, for example, if I’m walking into a store, then that store can offer me things based on what my loyalty program is, my status is and, also, it can utilise the coupons that I’ve collected.”

However, the really interesting elements were based on the smartwatch-type objects, called ‘Wearables’. Similar to the ‘Expendables’, but the average age is 20-something rather than 70-something. Now known as ‘Android Wear’, the apps can leverage the computing power and connectivity of the user’s Android phone so that, for example, a Google search request made to a smartwatch will actually be performed by the user’s phone. The results are then returned to the smartwatch. Voice input is also now supported, enabling users to say “OK Google” and then speak their instruction. PayPal also has revealed that it has an Android Wear app in beta testing that allows device owners to check in to pay at local stores, redeem offers and receive payment notifications while on the go. PayPal did not explain how this would work, but the company already has a Bluetooth-based payment system called Beacon, which could communicate with either the user's smartwatch or the phone that the watch is paired with.

I shall reserve judgement on this but you can imagine how insufferable it will be if everyone walks around saying “OK Google” all the time. You can watch the Google keynote on YouTube here.

The really interesting thing concerning ‘Wearables’ was pointed out by Daniel Wolfe, Editor-in-Chief of PaymentsSource, who said in his article, ‘Has NFC become unfashionable with Wearables?’, “Here's my ideal mobile payments scenario: I go up to the counter with an NFC smartwatch or an NFC Ring, wave my hand or wrist Jedi-style over the contactless card reader, and the payment goes through. Maybe a digital receipt will show up on my phone's screen, but I'd never have to take the phone out of my pocket. Sadly, this process is looking more like science fiction than science fact, now that the specs for Google's inaugural line of Android Wear smartwatches are out – and NFC is conspicuously absent from the features of the LG G watch and the Samsung Gear Live watch. The devices rely on Bluetooth, which can certainly be used for mobile payments, but the absence of NFC is surprising. If these devices have NFC, neither manufacturer considered it important enough to merit a mention.”

Having said that though, it's certainly possible that future generations of Android smartwatches will have NFC technology; Google indicated that many more smartwatches are already being developed on the Android Wear platform and adding NFC capabilities to these products is not as hard as it used to be so perhaps it better to wait and see if consumers are really going to buy and wear these ‘wearable smart watches’.

Google also pointed out that the new BLE Peripheral Mode support in Android L, version 5.0 of the operating system, means that “Android devices can now function in Bluetooth Low Energy peripheral mode and apps can use this capability to broadcast their presence to nearby devices — for example, you can now build apps that let a device function as a pedometer or health monitor and transmit data to another BLE device.” Currently, Android devices can only consume Bluetooth LE data but the addition of peripheral mode support means they will be able to ‘advertise’ too, opening the way for these devices to act as Bluetooth beacons. 

Which may or may not come in useful if you want to check-in to a hotel and be greeted like a long lost friend. In a piece titled, ‘A place where everyone knows your name’, we cover a company called Mahana who are extolling the virtues of Beacons for just such an occasion. Mahana utilises Apple iBeacon technology to enable travel and hospitality companies to enhance their consumer mobile applications, manage their beacon network and make guest information immediately and easily available to the staff. As a hotel or casino manager, imagine being able to notify the staff when your best guests arrive. The guest’s photo, name, notes and preferences are displayed based on their proximity. Using Mahana technology, those details can be shared on the bellhop’s smartwatch, concierge’s tablet, and front desk computers before the guest even walks in the door. You can watch the video on their site here.

While the theory sounds great, I can’t help that the more cynical amongst us (cough, cough) would see this as a pretty slippery way to bond and get better tips from the hotel clients. It would be pretty funny seeing couples trying to do an anonymous check-in though! What do you think - do you want everyone to know your name?

Until next week.

Steve Atkins
Contactless Intelligence

OSPT releases ‘How-to-Guide’ for CIPURSE™ 

Technical guidelines for integrating the CIPURSE™ V2 open standard into an Automated Fare Collection (AFC) system have been published by industry body, the Open Standard for Public Transport (OSPT) Alliance. The detailed document, which is free to download from the association’s website, analyzes the most common AFC systems and explains how CIPURSE can be implemented today to coexist with established hardware...

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A round of applause please – CLAP is almost here!

These guys were finalists for the CMA 2014 awards and were unfortunately pipped at the post – so to speak. Their idea was good – an object-orientated mobile application that allows its users to be well informed before purchases (information, forums and opinions) and post-purchase makes it easier to set-up (user manuals, video tutorials and accessory listings) and maintain (warranties, guarantees, invoices) for future reference – all from your phone. 

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Bell ID® Secure Element in the Cloud

Most of our readers are are aware of the need to secure credentials pertaining to payments or the individual user for mobile transactions/interactions. These credentials are stored in an environment called the ‘Secure Element’, usually in the phone itself, on an external dongle or card or on the SIM card.

This could all be changing, however, as Host Card Emulation is adopted by more and more mobile wallet operators and the idea that the Secure Element needs to be kept within the users phone is starting to sound more and more unnecessary. Enter Bell ID. They have developed what they call the ‘Secure Element in the Cloud’.

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A place where everyone knows your name?

It’s a nice feeling to enter into the lobby of your hotel to be greeted by a concierge or receptionist who knows your name. Makes you feel a little ‘VIP’. It’s the little things that can make all the difference and Mahana, the enterprise class iBeacon platform, has released a unique set of tools for the hotel and casino industry that can achieve just this effect for hotel clients.

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Coverage on C-ITV

VIDEO: Bell ID - What is Host Card Emulation? http://wp.me/p1Jrjn-9Ye 
RioCard TI strengthens OSPT Alliance position in Brazil http://wp.me/p1Jrjn-9Y9 
SIM-based NFC payments to grow on the back of HCE, says SIMalliance http://wp.me/p1Jrjn-9Y4 
VIDEO: Bell ID® Secure Element in the Cloud http://wp.me/p1Jrjn-9YC 
A round of applause please - CLAP is almost here! http://wp.me/p1Jrjn-9Yy 
OSPT releases ‘How-to-Guide’ for CIPURSE™ Open Standard into AFC systems http://wp.me/p1Jrjn-9Yt 
New Digital Signature Solution from ComSignTrust™ protects against NFC and NDEF data manipulations http://wp.me/p1Jrjn-9Yl 
A place where everyone knows your name? http://wp.me/p1Jrjn-9YU 
US InComm stored value cards to go mobile with Sweden's Seamless http://wp.me/p1Jrjn-9YJ




Payments & m-Commerce

Brixton Pound uses BLE to let residents pay local businesses with their mobiles http://bit.ly/1liT6Sp 
The Power of m-Payments http://bit.ly/1liT25a 
EE to provide contactless payments at Glastonbury 2014 http://bit.ly/1yEaRks 
The new smart payment device that acts like ‘a wallet on your wrist’  http://bit.ly/T2Iw6d 
Russia develops its own chip technology for national payment card http://bit.ly/1liTCzP 
M-Pesa: big in Africa, bigger in Europe? http://bit.ly/1liTq3q 
Company launches mobile payment and fuel discount program  http://bit.ly/T2IkEi 
New contactless cards issued by KBC Bank Ireland http://bit.ly/1lN9vQ5 
McDonald's Plays With Mobile Payments in Georgia Adoption in Columbus is apparently slow http://bit.ly/1iFqJ1i 
PNC Bank Introduces Mobile Payments From Pogo http://bit.ly/1ixCLtI


NFC & Mobile

HID adds BLE to digital keys platform http://bit.ly/TvSm0Y 
Aeriandi increases security for Shop Directs card payment customers with  payment software delivered via the Cloud http://bit.ly/TvSH42 
The LoopPay ChargeCase Is A Mobile Payment System And A Battery Pack In One http://bit.ly/1qxLT1x 
Swiss operators join forces for NFC launch http://bit.ly/1lU6EU8 
Carrefour and Nisa track shoppers via Bluetooth beacons in trolleys and baskets http://bit.ly/1lU6vzZ




Transportation, Ticketing, Access, Security & Loyalty

Thames Clippers Goes Live with Mobile Ticketing http://bit.ly/TvSeyO 
Clover adds customer feedback loop to merchant receipts http://bit.ly/1iFqUtz 
NCR to introduce 'Go India card’ soon http://bit.ly/1ixCFlV 
Metro launches combo card with private bank http://bit.ly/1qxLQTk


Other News & Opinion Articles

iZettle Focuses on Simplicity, Partnerships to Fuel Expansion http://bit.ly/T2If3k 
17 million UK workers* frustrated by cash payments http://bit.ly/1jL0pxH 
Borgun moves into mobile POS with Handpoint http://bit.ly/1iFr18s 
Infinite Peripherals™ and Digital Dining Deliver Exclusive mPOS Solution to B&B Hospitality Group’s Tarry Lodge http://bit.ly/TvSvSh 
Mobile Wallet Market Will Reach USD 1,602.4 Billion in 2018 : Transparency Market Research http://bit.ly/1qxMakX 
ITU to promote the global adoption of mobile money http://bit.ly/1qxM391

Copyright © 2014 Contactless Intelligence, All rights reserved.


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