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Is Apple ready to tag NFC? Your Contactless Intelligence News Review

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Is Apple ready to tag NFC? Your Contactless Intelligence News Review
Contactless Intelligence Weekly News Review - Calendar Week 25
 

Is Apple ready to tag NFC?

It would appear that - at long last -  good news for NFC companies are coming out of the Apple camp. During the last developers conference, Apple announced that they will be opening up their iPhone in the next revision of iOS to allow the iPhone to read NFC tags. Support for NFC tag reading is also being added to the Apple Watch with the release of watchOS 4.

With the Apple iOS 11 update supporting NFC tags, all iPhone 7 and newer models will be able to read NFC tags just like Android. In terms of numbers, this means that over 2 billion smartphone owners could now have an NFC reader available in their pocket to interact with NFC tags. For our industry, this is the moment that many have been waiting for. It could signal a seismic shift in consumer interaction -  now that NFC has become a ‘horizontal’ technology lumped in with other maturing  data transfer technologies such as wireless or bluetooth. 

Just imagine how happy all those NFC tag suppliers or beacon developers are going to be. As the NFC Forum wrote in an email to me, “How we interact with physical and digital items going forward will change forever. Think explosion in Internet-of-things, retail, public transport, automotive smartphone use cases for consumers. Think of all the companies started on the premise of the universality of NFC, IoT, mobility . . . their market has almost doubled overnight.” 

During the conference, Apple’s WWDC keynote gave one hint that the use of their on-board NFC chip was being extended beyond payment when it showed the Apple Watch syncing data with gym equipment, but a new developer document spotted by Endgadget says that third-party apps will be able to use it too. “The new framework appears to let the chip in the latest iPhones read any tags – not just Apple Pay tags – and take action on them based on the phone’s location. NFC could open up more ways for iOS apps to communicate with connected devices and iPhones could also replace NFC-based keycards or transit passes like London’s Oyster card and the Bay Area’s Clipper card.”

But things may not all be as they seem.

9to5Mac wrote, “Apple has strongly resisted giving NFC to bank apps on security grounds. The company argues that Apple Pay represents the gold standard for payment security, and doesn’t want banks to be able to offer less secure solutions”. Even Engadget speculates that Apple may prohibit device pairing via NFC in order to maintain the exclusivity of its proprietary easy-pairing system based on the W1 chip. 

Apple’s developer document doesn’t give many clues as to the forms of usage that may or may not be permitted saying, “Your app can read tags to give users more information about their physical environment and the real-world objects in it. For example, your app might give users information about products they find in a store or exhibits they visit in a museum,” perhaps indicating that apps will only be allowed to read NFC tags when they are in the foreground, so they won’t be able to pop up notifications automatically when a tag is detected. A marketing ploy that has been hotly debated at various Contactless Intelligence conferences in the past.

“We have been testing the iPhone 7 with IOS 11 beta to make absolutely sure they are capable of scanning NFC stickers and automating activities on a mobile and our results have been very positive,” Chris Humphries, CEO, ZipNFC told Contactless Intelligence. “There are some key differences of the iPhone NFC reading implementation compared to Android. For instance, you have to have an app to enable NFC reading and the app has to be your active app and in the foreground (no background reading). The app can only scan for a tag for 1 minute before you have to action again. The current Core NFC library today is very limited as it stands, but we expect the library to expand over time.”

Whatever comes out of the next iOS revision (expected this autumn), one thing is certain - there are going to be a lot of of third party developers working with NFC tags that are going to be very, very happy.

Steve Atkins
Contactless Intelligence

Cardtek, NXP provide technolgy for “emPay” mobile wallet 

Cardtek, is collaborating with NXP Semiconductors to deliver the first nationally sanctioned mobile wallet solution for the United Arab Emirates. Emcredit, a fully owned subsidiary of the Dubai Department of Economic Development (DED), will launch emPay, a secure mobile payment platform that offers all United Arab Emirates residents the ability to easily pay for a wide variety of goods and services using smart wearable technology or multifunctional devices.

Cardtek will provide the payment infrastructure, mobile industry knowledge, operational services and product enhancements to support the emPay platform. 

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GlobalPlatform technology deployed on
22 Billion secure
elements

GlobalPlatform, the standard for the protection and secure management of digital services and devices, has conservatively estimated that 41% of all Secure Elements (SE) deployed globally between 2010 and 2016 were based on GlobalPlatform Specifications – a total of 22.018 billion.

“The ongoing adoption of GlobalPlatform Specifications for SE products demonstrates the market’s awareness of the value of open standards,” comments Kevin Gillick, Executive Director, GlobalPlatform. “They have been proven to enable collaborative ecosystems in which all stakeholders can efficiently deliver innovative, secure digital services. This ultimately provides cost and time-to-market efficiencies.”

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Go-Ahead launches contactless payments in Oxford

From Thursday 8th June, Go-Ahead has begun accepting contactless EMV payments on buses and coaches at its Oxford division, comprising Oxford Bus Company, Thames Travel and Carousel Buses.

The deployment is believed to be the largest outside of London to use back office technology based on the UK Cards Association (UKCA)’s “Model 2.” The new system has the potential to offer London style “pay as you go” ticketing with fares calculated – and capped – in the back office, rather than by the driver’s ticket machine. It is also the first “Model 2” deployment to feature a fully integrated EMV reader within the bus ticket machine.

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Rambus Teams with Google, Interac on Android Pay in Canada

Rambus Inc. has announced that it is working with Google and Interac Association / Acxsys Corporation, the organizations behind Canada’s leading payment brand, to enable Interac® Debit on Android Pay in Canada. Through the Interac Token Service Provider (TSP), which was developed in collaboration with Rambus, Interac debit cardholders can make secure mobile debit payments, now using Android Pay, through tokenized transactions.

“We’re excited to bring the simplicity and security of mobile payments to Interac Debit customers with Android Pay,” said Pali Bhat, vice president of Payment Products, Google. “Starting today, people will be able to use their Android device to pay at hundreds of thousands of contactless payment terminals in Canada.”

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Featured this week on Contactless Intelligence

Milano City bluetooth beacon network powered by Connecthings’ https://t.co/pIO9DKked6
Go-Ahead launches contactless payments in Oxford https://t.co/Ybyq6ZqCBd
Sequent Software announces PCI-DSS re-certification https://t.co/fJoAuE5HYP
G+D Mobile Security, Murata, STMicroelectronics partner for IoT device security https://t.co/kPssAPP3k6
EMVCo Reports 6.1 Billion EMV chip payment cards in global circulation https://t.co/oZ2nSk4Uj4
Rambus Teams with Google, Interac on Android Pay in Canada https://t.co/0L8DRfblSe
Bango enables new payment option for Amazon customers in Japan https://t.co/GAaobpn2Q6
Carrefour Banque offers instant activation of C-zam account with Gemalto Digital PIN https://t.co/YSc9NGiSIW
Mobey Forum launches three new workgroups https://t.co/UrIGaZcccH
GlobalPlatform technology deployed on 22 Billion secure elements https://t.co/5kSbN1KP5d
Ixaris launches open payment cloud beta programme FinDEVr https://t.co/rRd1fYkYSN
nexo standards announces new board members https://t.co/RuBERamVht
Cardtek, NXP provide technolgy for “emPay” mobile wallet service in Dubai https://t.co/9Ld2pTODlS
Nets rolls out preventative fraud service to protect online Nordic consumers https://t.co/aBJgn6H9Zy
Visa Ready program for B2B payments launched https://t.co/1vFQx48EBo
Belfius incorporates Worldline technology in its contactless payment application https://t.co/OXbNnUyCoH

Recommended Reading

mPoS devices to soon have sound-based contactless payment option http://bit.ly/2sjg7fT
Amazon India gears up to launch digital payments service http://bit.ly/2t8H7i3
Visa Launches New Payment Methods For FIFA Stadiums http://bit.ly/2s0uTtn
Cash is still king despite rise of contactless payment http://bit.ly/2t1nmZG 
Zelle, a new mobile payments network, announces integration with 34 banks http://bit.ly/2sH2N7w
WorldRemit adds Android Pay as secure option for migrant remittances http://reut.rs/2rEjKuT
Denver transit agency launches 'MyRide' fare payment system http://bit.ly/2rVK5YJ 
Developing the world’s first Android payment terminal http://bit.ly/2rqmPyK 
Visa dreams of turning your entire home into a cash register http://engt.co/2rhoEhi

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